API reference
1,708 operations on 203 resources, in 23 areas. Every page here is generated from the OpenAPI document the services are checked against.
Customers and accounts
CustomerA person or a business the bank knows: identity, KYC status and risk rating. A customer must be KYC-verified before an account opens in their name.51 operationsAccountA deposit account: one balance in the ledger, on one product version, owned by one or more customers and reachable through one or more account numbers.136 operationsCustomer GroupA multi-entity group: a parent business and the subsidiaries or affiliates under it, so the bank shows them together and money moves between them as inter-entity transfers under the group's policy (any member, or the parent only).6 operationsAccount GroupA multi-entity group's position: every member entity's open accounts with balances, subtotals per entity and the group total.1 operationAccount ReportFiles business customers load into their treasury systems: the BAI format (version 2) balance and transaction report per business date, for one account or every account of a customer.1 operationGarnishmentA garnishment, levy or child-support order served on the bank: the funds it reaches are frozen under a legal hold after the two-month federal-benefits lookback (31 CFR Part 212), then booked to an issuer payable for separately verified remittance, or released.5 operationsEscheatmentAn abandoned balance closed into a state-specific unclaimed-property payable after the state's abandonment period and due-diligence notice; actual outward remittance is tracked separately.1 operationTax FormThe year's information returns: Form 1099-INT for interest of $10 or more or any backup withholding, Form 1042-S for foreign persons on a W-8.10 operationsFX QuoteA priced offer to convert one currency into another between a customer's own deposit accounts: the rate the bank struck on its current approved customer sheet, both amounts and when the rate lapses. A quote is held until it is booked, which makes the rate firm until it expires, cancelled, or expired by the clock. The bank's current customer rates and spreads per pair are read at /fx-rate-sheet.4 operationsAccount NumberA routing and account number pair that lands payments on an account. Every account has a default number and can add more, one per payer or purpose, all on the same balance.3 operationsProductA deposit product as code: type, rates, fees, limits and statement cycle, versioned and reviewed like any change.4 operationsDeposit ScreeningA ChexSystems inquiry at deposit-account opening: prior closed-for-cause activity, a consumer score and a clear/refer/decline recommendation. Decline and refer refuse the opening. Consumer identity is sealed at rest.3 operationsDeposit Abuse ReportA closed-for-cause deposit-account report furnished to ChexSystems. Identity is reused from a prior inquiry and sealed.2 operationsPhysical CashActual vault, teller and ATM custody balances, independently reviewed movements, complete count evidence, armored carrier shipments and close blockers. Hardware dispensing/PIN certification is a separate provider contract. The armoredcarrier package is a local simulator, not a licensed carrier.62 operationsOpening Disclosure PolicyImmutable bank-supplied agreement and E-SIGN text, exact product fingerprint and computed opening APY; an independent staff decision activates a dated revision.4 operationsNOW EligibilityIndependently reviewed entire-beneficial-interest eligibility, pinned customer identity and exact account title, with immutable admission evidence.3 operations
Transfers
TransferEvery transfer on every rail in one list, newest first: the shape they share (type, direction, amount, status) with the rail's own object one level down.11 operationsACH TransferAn ACH credit or debit the bank originates: screened before it leaves, batched into a NACHA file at the window, settled or returned by the network.3 operationsInternational TransferAn international ACH credit or debit the bank originates (an IAT entry): the foreign receiver and its bank, any correspondent banks, the destination country and the currencies at the top level, with the seven addenda the Nacha Operating Rules require derived from them. Every party is screened before the entry leaves, the originator's international class and exposure limits apply, Same Day settlement is refused, and an entry can be withdrawn until it joins a file.4 operationsACH OriginatorThe ODFI's record of a customer that originates ACH entries: the company identification its batches carry, the classes it may use (PPD, CCD, IAT), whether it must prenote, and the exposure limits the Nacha Operating Rules have the ODFI set, enforce and periodically review (per-day credit and debit limits and a rolling exposure limit); a record is created with the bank's default limits on the first origination. Its exposure and its debit return rates against the Nacha thresholds are read alongside it.6 operationsACH ChangeA notification of change (COR): one an RDFI sent about an entry the bank originated, applied to the next entries to the same account and refusable within fifteen days (C61 to C69), or one the bank sent as the RDFI about an entry it received under the wrong transaction code (C05).3 operationsACH ReceiptThe outcome of one entry the bank received as the RDFI: posted, returned, accepted without posting (a prenotification), held on the transit account for review (an international entry with a screening match or the Gateway Operator's OFAC indicator) or blocked there.3 operationsBook TransferAn instant move between two accounts at the bank, posted as one journal.2 operationsWire TransferA Fedwire in or out: screened, sent through the gateway, settled with an IMAD and OMAD.7 operationsRealtime TransferA FedNow or RTP credit transfer, ISO 20022 pacs.008 out and pacs.002 back, final within seconds. A payment the bank sends can be accepted without posting and later posted or blocked by the receiver, asked about with pacs.028 when the answer never came, and asked back with a return request; a payment the bank receives is posted, or held on the transit account (accepted without posting) and then posted, blocked or returned (pacs.004 on FedNow, a returning credit transfer on RTP). Liquidity management transfers (pacs.009) move the bank's position, including into the RTP joint account.8 operationsInternational WireA cross-border payment in or out, carried as an ISO 20022 CBPR+ message (pacs.008) over the international messaging network: the creditor with an IBAN or account number, the creditor agent's BIC and address, an optional intermediary agent, the charge bearer that decides which side pays which fee, a purpose code and remittance information, and the end-to-end reference (UETR) the payment keeps through the chain. The bank sends only to the destination countries and currencies it serves. Screened both ways, queued to the currency's window, tracked to the credit, and repairable, cancellable (camt.056) or returnable (pacs.004). Until the bank is a member of the network, the network is a simulator and no acknowledgement it returns is a real one.10 operationsWire Return RequestA request to return a settled wire: one the bank sends about a wire it sent (camt.056, answered by camt.029 and, when honoured, a pacs.004 that credits the account back), or one another participant sends about a wire the bank received, which operations honour with a return or refuse.2 operationsPayment RequestA request for payment on FedNow or RTP (pain.013): one the bank's customer sends to a payer at another institution, answered by pain.014 (received, presented, accepted or rejected) and settled by the payer's credit transfer carrying the request's identification; or one another institution's customer sends to the bank's customer, who pays or declines. An open request can be cancelled (camt.055) and expires at its expiry time.7 operationsRealtime Return RequestA request to return an instant payment: one the bank sends about a payment it sent (camt.056, answered by camt.029 and, when honoured, the return that credits the account back), or one another participant sends about a payment the bank received, which operations honour with a return or refuse.2 operationsCheck TransferA check the bank handles: a deposit (MICR line, amount and images, on the account at once under its Reg CC hold and collected through an image cash letter under Check 21, charged back if the payor returns it), an official check the bank issued (a cashier's check outstanding until presented, voided or stopped), or a check drawn on the bank that the operator presented (paid, returned with a reason, or held as a positive pay exception until the customer pays or returns it or the deadline applies the account's default). Listed by kind: deposit, issue, inclearing.15 operationsRemote DepositA check a customer captured remotely: front and back images, the MICR line and amounts the bank read, held for maker-checker risk review or credited as a mobile check under Reg CC and collected through the next image cash letter.6 operationsRemote Deposit LimitThe bank's per-customer, per-product cap on remotely captured items: one item, the day's total, the day's count, and the amount at which an item waits for review. Tightening is the operations desk's to do; raising any bound waits for a second operator.2 operationsStop PaymentAn order not to pay a check or a range of checks on an account: a written order lasts six months, an oral one fourteen days unless confirmed in writing (UCC 4-403); a presentment it covers is returned with reason C and the order counts its matches.6 operationsPositive PayPositive pay on an account: its terms (payee matching, the default decision and the deadline), the checks the customer issued, and the presented checks that did not match an issue, held for a pay or return decision.7 operationsLockboxA remittance address the bank opens for a customer: each day's mail is deposited to the account, one check deposit per item, and reported in the bank's BAI lockbox layout with the invoices each check pays.5 operationsLockbox RemittanceOne day's lockbox mail: its batches, checks and invoices, and the remittance file for the customer's receivables.2 operationsCounterpartyA counterparty a customer saved to pay again: a bank account paid by ACH credit, instant payment or wire, an account at this bank paid by book transfer, an address a check is mailed to, or a bank abroad named by BIC and paid by international wire.4 operationsScheduled TransferA bill payment or transfer that runs today, on a date or on a recurrence (weekly, biweekly, semimonthly, monthly, quarterly, annually) over the counterparty's rail; dates that are not banking days move to the previous or next one; a failed run is retried the next banking day and three failures in a row pause the schedule; under the account's approval policy a schedule waits as pending_approval.8 operationsPayment LimitBank-controlled gross initiation limits per payment, account and user; retries count once.3 operationsPayment ApprovalThe approval policy an account puts in front of its payments (a threshold, one to three approvers, whether the requester may approve, how long a request waits) and the requests it opens; a policy also refuses payments sent to the rails directly.6 operationsRailThe operator side of the rails: outbound NACHA files and their settlement, inbound files, wires and the Fedwire ISO 20022 messages (pacs.008, pacs.009, pacs.004, camt.056, camt.029 in; pacs.002, admi.007, admi.002 back), and the FedNow and RTP messages (pacs.008, pacs.002, pacs.004, pacs.009 liquidity management transfers, pacs.028, pain.013 and pain.014 requests for payment, camt.055, camt.056, camt.029, camt.054 notifications, admi.007 and admi.002) under the FedNow envelope, bare on RTP until The Clearing House's specifications are loaded. Called by the connectivity zone, never by a customer.32 operationsFraud ReviewAn outbound payment the fraud rules held before it was claimed for sending (a first payment to new details at or above the first-use amount, a wire at or above the call-back threshold, velocity, an amount anomaly, a payee saved inside the cooling-off window, changed details for a known payee), with the rules hit, the parameters and history judged, the call-backs to the number on the customer record and the one staff decision. Its initiator never decides it, and a release that needs a call-back needs a verified one recorded by a different staff member.4 operationsFraud ParameterThe outbound fraud thresholds as effective-dated rows: a change is proposed from a later business date by fraud staff and is in force only once a second staff member holding operations:approve approves it; decisions are immutable.3 operationsACH Return Rate EvaluationThe scheduler's daily evaluation of every Originator's debit return rates against the Nacha thresholds; a breach alerts and suspends the Originator pending staff review.1 operation
Payments
Cards
Cardholder AuthorityIndependently reviewed person-bound spending authority or historical card binding.5 operationsCardA debit card on the bank's BIN linked to an account: lifecycle, controls, and the PAN behind a token.133 operationsAuthorizationThe bank's decision on one purchase, with the network response code, the hold it placed and the clearing that posted it.8 operationsCard SecurityThe bank's card cryptography: the HSM adapter, the dual-control key ceremonies that create, import, export, rotate and retire keys, and each card's personalisation and PIN record. Clear keys, PINs and key blocks never appear.9 operationsSanctioned JurisdictionThe comprehensively sanctioned jurisdictions and areas (ISO 3166-2 regions and postal prefixes) card authorisations are declined in, whatever form the network sends the country in (alpha-2, alpha-3 or numeric); changes are proposed and approved by two staff members.3 operationsMerchant ScreeningThe screening of every cleared merchant against the sanctions lists after the clearing commits; an outage flags the clearing unscreened and the retry picks it up.1 operationMerchant BlockA merchant identity blocked after its screening at clearing was not clear, with the compliance alert it raised; a block is cleared only by a staff member's request and a second staff member's approval.3 operationsATMBank-owned terminals and shared-network traffic: a documented CADP1 device protocol modelled on NDC-style states (NCR NDC is proprietary and is not implemented), on-us authorisation, Pulse/STAR-style acquiring and issuing, surcharge disclosure, electronic journal and cash reconciliation to per-unit ATM custody on GL 1020, and replenishment handed to an armored-carrier module. Simulators and software PIN security are refused in production.27 operations
Lending
LoanA loan from application through underwriting, disbursement, accrual, payments and payoff; a mortgage carries its escrow, an SBA loan its guarantee, and a share of a loan can be sold to or bought from another bank.68 operationsMortgage OriginationStaff-reviewed mortgage intake, calculated disclosures, delivery evidence and binding to the approved loan.11 operationsFacilityA credit facility: a revolving line (a credit card line, a HELOC, an overdraft line, a borrowing-base revolver), a construction loan that converts to its permanent mortgage, a standby letter of credit, factoring, a floor plan, a warehouse line or a merchant cash advance. Underwritten, activated, drawn, billed and paid, and swept for delinquency, nonaccrual and charge-off like a loan; the undrawn commitment is off balance sheet (Schedule RC-L).63 operationsLoan ProductA loan product as code: term, rate, fees, underwriting limits.1 operationCollateral LoanA loan's collateral facts read from its record and the collateral register's encumbrance on it.2 operationsCredit Bureau FurnishingA Metro 2 furnishing file's lifecycle: build a cycle's loan and facility tradelines, submit to the consumer reporting agency, ingest the acknowledgment, retain sealed consumer identity, and a bounded FCRA dispute/correction hook.8 operations
Compliance
DisputeA consumer deposit EFT error notice, captured policy deadlines, authenticated evidence and independently approved ledger corrections.13 operationsScreeningA name screened against the sanctions lists: clear, review or hit, with the matches.3 operationsKYC CheckA customer verification run through the KYC provider and recorded on the customer.3 operationsMonitoring EventA money movement reported to transaction monitoring; the rules that fire raise alerts.2 operationsAlertA rule that fired on a movement, open until an analyst disposes of it.5 operationsSanctions ListThe lists loaded for screening.2 operationsMonitoring ParameterThe transaction-monitoring thresholds as effective-dated rows within statutory bounds: a change is proposed from a later business date and is in force only once a second person approves it.3 operationsBSA ParameterThe CTR exemption and 314(b) programme parameters, changed under the same two-person rule as the monitoring thresholds.3 operationsCTR ExemptionA CTR exempt-person designation (31 CFR 1020.315) with its eligibility facts, FinCEN 110 filing, second-person approval, annual reviews and revocation. Only cash within the exemption's accounts and directions is skipped, so structuring in the customer's non-exempt cash still alerts; a lapsed review re-enables the CTR.7 operationsInformation SharingThe bank's 314(b) registrations, the registry of counterparty institutions' verified registration periods, and the immutable log of exchanges; an exchange is refused unless both registrations are in force that day.8 operationsKYC Provider WebhookAlloy's signed journey decisions, delivered outside the bank's bearer gate.1 operation
Events and webhooks
EventA fact the bank published: type, source and data, delivered to subscribed webhook endpoints.2 operationsWebhook EndpointA partner URL subscribed to event types. Deliveries carry a Corgi-Signature header, HMAC-SHA256 over the timestamp and body under the endpoint's secret, shown once at creation.6 operationsWebhook DeliveryOne event on its way to one endpoint: attempts, the last response, and when it is next tried (a minute, doubling, up to 25 attempts over about three days).4 operations
Notifications
Reporting
ReportA report the bank produces on request: today the settlement report, scheduled over a window of business dates for a customer's own accounts or bank-wide, built once by the scheduler and served as stored documents. The resource is shaped so further report types are added beside it.7 operationsBalance SheetThe bank's assets, liabilities and equity as of a business date, every figure reconciling to the ledger.1 operationIncome StatementInterest and non-interest income and expense over a period, every figure reconciling to the ledger.1 operationActivity ReportTransfer and posting volumes over a period, by rail and by product.1 operationDeposit ReportThe deposit book by product, category and insurance status.1 operationDaily FlashOne business date's balances, flows and exceptions against the prior date, read the morning after close.1 operationFR 2900 ReportThe weekly deposit report the Federal Reserve collects, with the week ending date it covers.1 operationFed PositionThe bank's position at the Federal Reserve against its net debit cap.1 operationCall Report ScheduleOne Call Report schedule (RC, RC-C, RC-E, RC-L, RC-N, RI) and the mapping from the chart of accounts that produces it.7 operationsFed Position SampleOne reading of the bank's position at the Federal Reserve: the master account on the ledger less the outbound payments accepted and not yet settled, against the net debit cap. The day's lowest reading is the peak daylight overdraft.2 operationsReporting RunPulls of the ledger into the read models and event ingestion over HTTP.55 operationsCustody Position SnapshotImmutable dated customer securities and actual cash source, separate from bank assets and insured deposits.3 operationsTreasury ScenarioIndependently reviewed curves, behavioral assumptions and contingency triggers for a reproducible monthly runoff model.4 operationsTreasury RunCaptured historical source balances, evidenced cash-flow assumptions and calculated liquidity, NII and EVE projections with independent review.4 operationsCapital PolicyReviewed, dated risk classifications and bank minimum capital ratios with retained methodology evidence.4 operationsCapital RunReproducible capital and risk-weighted-asset calculations tied to a retained quarter-end or month-end ledger closing and independently reviewed evidenced inputs.4 operationsInsurance PolicyReviewed dated bank identity, FDIC rule version and applicability evidence.4 operationsInsurance RunCross-account estimates by beneficial owner and right/capacity, original dated source data and explicit title/amount exceptions.4 operationsContingency Funding ScenarioIndependently reviewed, versioned stress events with GL runoff and haircut assumptions, register lender stress terms and early-warning thresholds.4 operationsContingency Funding RunReproducible daily and intramonth sources and uses of funds from a retained closing, dated advances and the collateral register's capacity, with independent review.4 operations
Reconciliation
ReconciliationExternal reconciliation: a statement from the Fed master account, the RTP network or a card network matched against what the bank's services settled, by the rail's reference, then amount and direction. Every run is kept.10 operationsReconciliation BreakAn item on one side only, or on both with different amounts, or a closing balance that differs from the ledger. Open until explained or resolved; ages by the day; clears itself when a later run matches it.4 operations
Identity
TokenA service token issued by client credentials.2 operationsStaff AuthorizationOIDC authorization-code sign-in with PKCE, encrypted state and a separate browser binding.1 operationStaff SessionProvisioned staff identity with recent upstream MFA, short-lived access and rotating refresh tokens.3 operationsStaff ProvisioningSCIM User provisioning with immutable OIDC subjects, version checks and session revocation on deactivation or role changes.11 operationsKey SetThe public keys that verify tokens.2 operationsUserA customer login.12 operationsSessionA customer session: password or passkey login with device signals, refresh-token rotation, revocation.5 operationsDeviceA device a customer signed in from, recognised by a server-side fingerprint and trusted explicitly.3 operationsPasskeyA WebAuthn credential registered to a customer.3 operationsStep-upProof of presence by PIN or passkey; the token it returns unlocks sensitive routes for a few minutes.2 operationsStaff Audit LogIdentity's security and staff audit hash chains, verified end to end with signed checkpoints kept outside the database (?anchor=).1 operation
Platform
Sandbox
Operations
ComplaintAn evidenced complaint investigation, independently reviewed response and retained delivery evidence.25 operationsComplaint PolicyAn immutable bank-supplied deadline policy with independent approval.3 operationsCustomer ComplaintThe verified customer’s complaint intake, public status and exact published responses.8 operationsRequestA maker-checker request: a privileged action proposed by one person and approved or rejected by another before it is applied.5 operationsRequest KindThe kinds of request the console supports.1 operationCaseA piece of work for the back office: a dispute, an alert, a customer request, with notes and an outcome.6 operationsAudit EventAn append-only record of a privileged action.1 operationAudit LogThe operations audit log's hash chain, verified end to end with signed checkpoints kept outside the database (?anchor=).1 operationClose PreparationApproved version 2 plans capture actual lending obligations before the cutoff, with leased steps and retained results. Preparation cannot manufacture a missed historical source.2 operationsBank Close PlanAn independently approved operating plan. Submit bank_close_plan through /requests with version, enabled, start_date, lending, no_lending_reason, reconciliation_sources, no_reconciliation_reason, policy_evidence and, on version 3, products (deposit_placements, customer_investments) or no_products_reason. Its scheduler uses the ledger's Federal Reserve calendar and cutoff; no plan means no scheduled close.1 operationBank CloseA captured banking date and ordered dependencies, with immutable attempt evidence and recoverable checkpoints. Missing reconciliations, variances or unresolved statement deliveries block completion and later dates.3 operations
Ledger
Ledger AccountOne balance in the double-entry ledger, addressed by legal entity, namespace, name, currency and owner, on one GL code.22 operationsJournalA balanced set of debit and credit entries, append-only, with an idempotency key and an effective business date.4 operationsHoldAn amount set aside on a ledger account (card authorization, Reg CC availability, pending debit, legal) so available is posted less holds.4 operationsPeriodAn accounting month, sealed by month-end close once every banking day in it is closed.2 operationsBorrowingMoney the bank itself borrowed: a Federal Home Loan Bank advance (GL 2410) or a discount window advance (GL 2420), cash in against a liability at the advance's rate, repaid in part or in full.9 operationsReverse RepoSecurities purchased under agreements to resell: a bilateral reverse repo, a tri-party reverse repo or a buy-sell-back (GL 1150), cash out against a resale asset earning fixed interest, haircut collateral covering the repurchase amount.5 operationsLedgerBusiness dates, end of day, the trial balance, the chart of accounts and GL exports.63 operationsCollateral LenderAn independently reviewed lender the bank borrows from (a Federal Home Loan Bank, the discount window or a repo counterparty) with the keys it signs collateral statements with.8 operationsCollateral PledgeOne bank-owned Treasury lot or loan pledged to exactly one lender, with the schedule's latest judgement of it.6 operationsFedwire Securities ConnectionThe ledger's connection to the Fedwire Securities Service (a simulator until a certified FedLine connector replaces it): operator advices that settle bank-owned Treasury trades, transfers the bank sends under maker-checker, and holdings statements reconciled against the book.12 operationsLender AdvanceAn advance requested through a secured lender's connection (the discount window or Federal Home Loan Bank simulator) and booked from the lender's signed confirmation.4 operationsReserve InterestInterest on reserve balances: the IORB rate recorded by a treasury officer and approved by a second, the daily accrual on the master account (Dr 1470 / Cr 4020, actual/360) at end of day, and the Federal Reserve's credit matched against it.9 operations
Ledger and accounting
Payables
Payable RecipientReviewed external beneficiary, source context and signature trust for payable remittance.4 operationsPayable RemittanceReviewed source allocations, cash reservation, exact outbound instruction and signed actual payable settlement evidence.6 operationsPayable ObligationRegistered payable source and actual reserved, paid, returned and unpaid allocations.2 operationsAgency IdentifierA sealed obligor SSN or levied taxpayer TIN copied from a served order; only its identity and last four digits are returned.1 operationAgency RemittanceThe agency view of a payable remittance: protocol, sealed message digests, submissions, verified acknowledgments and source-and-cash reconciliation. An acknowledgment is not cash settlement.4 operationsAgency Tax DepositComputed federal tax deposit periods, due dates and unpaid amounts for an approved EFTPS recipient's form and tax year. Computation does not move money.1 operationUnclaimed Property ReportA NAUPA standard electronic holder report of registered escheat obligations, independently reviewed, submitted to the state's portal and acknowledged with a remittance reference.5 operationsUnclaimed Property ScheduleA state's cited holder-report and remittance window for a report year.1 operationFee CorrectionMaker-checker reverse or adjustment of a fee the payments service assessed, posted as a balanced ledger correction against the retained fee journal.4 operationsPayment HistoryDeterministic reconstruction of an account's payment-and-fee journals tied to the ledger running balance, for audit and dispute.1 operation
Investments
Investment ProgramIndependently reviewed broker/custodian agency authority for customer-owned securities, with actual tax and confirmation responsibility.2 operationsInvestment InstrumentA reviewed Treasury bill or government no-load MMF with exact security identity, unit basis, precision and eligibility evidence.1 operationInvestment Custody AccountA signed external custodian relationship bound to one customer and the original deposit account, independently reviewed before use.1 operationInvestment ControlImmutable agency program, instrument or actual custody account content with independent exact-content review.2 operationsInvestment OrderA customer-consented securities trade, exclusive cash or lot reservations, immutable instruction and actual signed execution/DVP settlement.9 operationsInvestment LotAn externally held customer securities lot with actual acquisition cash cost, explicit unknown tax basis and signed custody reconciliation.3 operationsInvestment DistributionActual signed customer fund income or Treasury maturity evidence and retained cash accounting recovery state.3 operations
Correspondent banking
Correspondent BankA bank that holds the bank's money in another currency or market, proposed and approved by different people, with its control status.4 operationsNostro AccountThe bank's own account at a correspondent, on its own ledger account under the due-from control, with its reviewed terms, movements, statements, charges, interest and reconciliation.16 operationsNostro BreakAn item the reconciliation could not explain, resolved only by a proposal and a different person's approval.3 operationsCorrespondent InvoiceA correspondent's periodic invoice, matched line by line to the accrued charges and settled from its statement debit.3 operationsNostro Liquidity AlertA nostro balance beyond the account's minimum, zero or maximum, with the funding that restores the target.2 operations
Bank Cash Sources
Bank Securities
Bank Securities SnapshotImmutable current bank-owned source inventory, actual managed balances and journal fingerprints, requested close coverage and explicit reconciliation blockers.2 operationsBank Treasury RedemptionSigned actual full Treasury repayment, original custody provenance and recoverable native accounting.2 operationsBank Securities ProgramIndependently reviewed bank-owned USD AFS Treasury authority, accounting policy and actual master cash identity.1 operationBank Securities InstrumentExact zero-coupon Treasury bill terms, fixed unit/price precision and issue/maturity dates.1 operationBank Custody AccountSigned bank beneficial ownership of a dedicated originally empty external custody account.1 operationBank Securities ControlImmutable source authority with independent exact-content review.2 operationsBank Securities OrderFull bank-owned Treasury trade with separate trade-date accounting and actual signed cash/DVP evidence.7 operationsBank Securities LotBank-owned AFS cost, contractual effective-interest schedule, custody, valuation, tax and credit evidence.3 operationsBank Securities ValuationIndependent review of exact dated custody price and explicit allocated tax and credit balances.3 operationsBank Securities ClassificationAn instrument's effective-dated accounting designation, Schedule RC-B item, rate type and structured-note attribute, bound to the approved instrument's exact content and independently reviewed.3 operationsBank Securities PositionEvery bank-owned lot at the original closing of a completed business date: closing cost, adjustment and allowance, accrual checked against its schedule, approved completed-day fair value and the classification in force.1 operation
Bank Repos
Bank Repo SnapshotImmutable current actual repo debt, original collateral, bank cash and journal evidence with requested close-date coverage and explicit readiness blockers.2 operationsBank Repo ProgramIndependently reviewed bank-borrower secured funding authority, actual lender and custody identity, fixed interest policy and legal/accounting evidence.3 operationsBank RepoBank borrowing secured by full settled bank-owned AFS Treasury lots with separate actual funding, repayment and original-custodian pledge/release evidence.10 operations
Other resources
Affiliate controls30 operationsBSA filings62 operationsBank records34 operationsCRS reports2 operationsClearings1 operationDeposit placement readiness1 operationDeposit placement snapshot1 operationDeposit placements12 operationsFATCA reports8 operationsFX quote expiry runs1 operationFX rate sheet1 operationHOA8 operationsInvestment closure readiness1 operationInvestment snapshot1 operationLending collateral1 operationLending insiders7 operationsLending monitoring7 operationsLending risk10 operationsLending servicing15 operationsOpen banking11 operationsPlacement controls4 operationsPlacement programs1 operationPlacement sweep runs2 operationsPlacement sweeps7 operationsPrivacy5 operationsProvider receipts1 operationRecord schedules3 operationsRefunds1 operationRetirement18 operationsScheduler1 operation