ACH Originator
The ODFI's record of a customer that originates ACH entries: the company identification its batches carry, the classes it may use (PPD, CCD, IAT), whether it must prenote, and the exposure limits the Nacha Operating Rules have the ODFI set, enforce and periodically review (per-day credit and debit limits and a rolling exposure limit); a record is created with the bank's default limits on the first origination. Its exposure and its debit return rates against the Nacha thresholds are read alongside it.
OBJECTThe ACH Originator objectThe ODFI's record of a customer that originates ACH entries: the company identification its batches carry, the classes it may use (PPD, CCD, IAT), whether it must prenote, and the exposure limits the Nacha Operating Rules have the ODFI set, enforce and periodically review (per-day credit and debit limits and a rolling exposure limit); a record is created with the bank's default limits on the first origination. Its exposure and its debit return rates against the Nacha thresholds are read alongside it.POSTCreate an ACH originator
/ach-originators · Set a customer up as an ACH Originator with its exposure limits and classesGETList all ACH originators/ach-originators · List ACH OriginatorsGETGet an ACH originator by ID/ach-originators/{id} · Read an ACH OriginatorPUTReplace an Originator's limits, classes and status; with an operator, record the periodic review/ach-originators/{id} · Replace an Originator's limits, classes and statusGETThe Originator's entries against its limits as of a business date/ach-originators/{id}/exposureGETThe Originator's debit return rates over sixty days against the Nacha thresholds/ach-originators/{id}/return-rates