Remote Deposit
A check a customer captured remotely: front and back images, the MICR line and amounts the bank read, held for maker-checker risk review or credited as a mobile check under Reg CC and collected through the next image cash letter.
OBJECTThe Remote Deposit objectA check a customer captured remotely: front and back images, the MICR line and amounts the bank read, held for maker-checker risk review or credited as a mobile check under Reg CC and collected through the next image cash letter.POSTCreate a remote deposit
/transfers/remote-deposits · Capture a remotely deposited check: front and back TIFF images, optional amount and payee; the bank reads the MICR line and amounts, refuses a duplicate already in collection, applies the product's remote-deposit limits, and either credits the account as a mobile check under Reg CC or holds the item for maker-checker risk reviewGETList all remote deposits/transfers/remote-deposits · List remotely captured itemsGETGet a remote deposit by ID/transfers/remote-deposits/{id} · Read a remotely captured itemPOSTPropose or confirm an encoding adjustment of a deposited remote-deposit item. The maker proposes the corrected amount; a second operator holding operations:approve confirms/transfers/remote-deposits/{id}/adjustmentsPOSTPropose or confirm a risk-review decision on a remotely captured item: accept (deposit it as a mobile check) or reject. The maker proposes; a second operator holding operations:approve confirms/transfers/remote-deposits/{id}/reviewGETA remotely captured item's image (front or back), TIFF/transfers/remote-deposits/{id}/images/{side}