Credit Bureau Furnishing
A Metro 2 furnishing file's lifecycle: build a cycle's loan and facility tradelines, submit to the consumer reporting agency, ingest the acknowledgment, retain sealed consumer identity, and a bounded FCRA dispute/correction hook.
OBJECTThe Credit Bureau Furnishing objectA Metro 2 furnishing file's lifecycle: build a cycle's loan and facility tradelines, submit to the consumer reporting agency, ingest the acknowledgment, retain sealed consumer identity, and a bounded FCRA dispute/correction hook.POSTOpen an FCRA dispute against a furnished loan tradeline
/lending-furnishing/disputes · Dedicated lending:furnishing:write human staff authority (the furnishing_officer role) and authentication within five minutes required; lending:read/write and API keys are refused 403POSTBuild a Metro 2 furnishing file for a reporting cycle/lending-furnishing/packets · Dedicated lending:furnishing:write human staff authority (the furnishing_officer role) and authentication within five minutes required; lending:read/write and API keys are refused 403GETList furnishing packets (metadata only)/lending-furnishing/packets · Dedicated lending:furnishing:read staff or service authority required; lending:read is not enoughPOSTPurge furnishing packets whose retention window has passed/lending-furnishing/purge · Dedicated lending:furnishing:write human staff authority (the furnishing_officer role) and authentication within five minutes required; lending:read/write and API keys are refused 403GETRead a furnishing packet's lifecycle metadata/lending-furnishing/packets/{id} · Dedicated lending:furnishing:read staff or service authority required; lending:read is not enoughPOSTClose an FCRA dispute as corrected or verified/lending-furnishing/disputes/{id}/resolution · Dedicated lending:furnishing:write human staff authority (the furnishing_officer role) and authentication within five minutes required; lending:read/write and API keys are refused 403GETList a loan's FCRA furnishing disputes/lending-furnishing/loans/{id}/disputes · Dedicated lending:furnishing:read staff or service authority required; lending:read is not enoughPOSTSubmit a built furnishing file to the consumer reporting agency/lending-furnishing/packets/{id}/submissions · Dedicated lending:furnishing:write human staff authority (the furnishing_officer role) and authentication within five minutes required; lending:read/write and API keys are refused 403