List all product versions in the Corgi BIAN 14 directory profile
/products/directoryReturns
200 OK
dataarray of objectsRequired5 child attributes
ProductobjectRequired5 child attributes
ProductIdentificationobjectRequired2 child attributes
ProductIdentificationobjectRequiredProductIdentificationTypestringRequiredProductLifecycleStatusobjectRequired1 child attribute
ProductStatusTypestringRequiredProductNameobjectRequired1 child attribute
NamestringRequiredProductTypestringRequiredProductVersionstringRequiredProductDirectoryEntryobjectRequired1 child attribute
ProductVersionstringRequiredbian_versionstringRequiredprofilestringRequiredx-corgi-termsobjectRequiredProduct is one version of a product definition.
24 child attributes
allow_negativebooleanRequiredanalysisobject or nullOptionalBusiness analysis checking: earnings credit against fees
2 child attributes
earnings_credit_bpsintegerRequiredper_item_fee_minorintegerRequiredcodestringRequiredcurrencystringRequiredcustomer_typestringRequiredfamilystringRequiredfeesarray of objectsRequired5 child attributes
amount_minorintegerRequiredkindstringRequiredtriggerstringRequiredMonthly, or per_event_* (assessed by the service that sees the event)
waiver_methodstringOptionalHow the minimum balance is measured, as disclosed under Reg DD 1030.4(b)(4)(ii): daily (every day of the cycle) or average_daily
waiver_min_balance_minorintegerRequiredgl_codestringRequiredinterestobject or nullOptionalInterest terms of a deposit product.
6 child attributes
accrualstringRequiredannual_rate_bpsintegerRequiredday_countstringRequiredpostingstringRequiredtieringobject or nullOptionalvariablebooleanRequiredkindstringRequiredledger_namespacestringRequiredlendingobject or nullOptionalLending terms of a loan product.
15 child attributes
allowanceobject or nullOptionalThe CECL loss-rate table
charge_off_daysintegerRequiredDays past due at which the balance is charged off against the allowance (120 for closed-end consumer credit)
escrowbooleanOptionalThe instalment carries an escrow for taxes and insurance (mortgages)
facilityobject or nullOptionalA credit facility rather than an instalment loan
grace_daysintegerRequiredguaranteeobject or nullOptionalA government guarantee on the loan (SBA 7(a), 504, USDA)
late_fee_minorintegerRequiredmax_dti_bpsintegerRequiredmax_principal_minorintegerRequiredmax_term_monthsintegerRequiredmin_credit_scoreintegerRequiredmin_principal_minorintegerRequiredmin_term_monthsintegerRequirednonaccrual_daysintegerRequiredDays past due at which accrual stops and uncollected interest is reversed (90 is the general trigger)
origination_fee_bpsintegerRequiredlimitsobjectRequiredLimits on money movement for the product.
2 child attributes
daily_minorintegerRequiredper_transaction_minorintegerRequirednamestringRequirednow_notice_daysintegerOptionalposting_policyobject or nullOptionalPostingPolicy describes the order the running ledger actually enforces. New ordering mechanisms require an engine change; arbitrary amount sorting is not a supported setting.
2 child attributes
orderstringRequiredversionintegerRequiredregulatoryobject or nullOptionalWhere the product's balances report: Call Report items and the FR 2900 class
7 child attributes
fr2900_classstringOptionalDeposits: transaction, savings (money market included) or time
interest_bearingbooleanOptionalDeposits: RC 13.a.(2) when true, 13.a.(1) when not
rc_c_itemstringOptionalLoans: the Schedule RC-C loan category, 4.a commercial and industrial, 6.c other consumer
rc_e_columnstringOptionalDeposits: transaction or nontransaction (Schedule RC-E columns)
rc_e_itemstringOptionalDeposits: the RC-E depositor line, 1 for individuals, partnerships and corporations
rc_n_categorystringOptionalLoans: the Schedule RC-N line, the same category as RC-C unless the schedule splits it
ri_itemstringOptionalThe Schedule RI income or expense item the product's interest reports on
sourcestringRequiredstatement_cyclestringRequiredstatusstringRequiredtermobject or nullOptionalCertificates of deposit: the term, penalty and what happens at maturity
9 child attributes
at_maturitystringRequiredRollover or pay_out
brokerstringOptionalThe deposit broker of record
brokeredbooleanRequiredDeposits taken through an intermediary (RC-E memoranda)
early_withdrawal_penaltystringRequiredDays_of_interest
grace_daysintegerRequiredDays after maturity to withdraw without penalty
minimum_deposit_minorintegerOptionalThe smallest opening deposit, in minor units; 0 means none. Enforced by accounts at funding
monthsintegerRequiredpenalty_daysintegerRequiredDays of simple interest forfeited on early withdrawal
rollover_product_codestringRequiredThe product the balance rolls into (often itself)
transfer_limitobject or nullOptionalMoney market and savings: the convenient-transfer limit, when the bank keeps one
3 child attributes
enforcementstringRequiredRefuse or fee
excess_fee_minorintegerRequiredper_statement_cycleintegerRequired0 means no limit
typestringOptionalDeposit products: checking, now, savings, money_market, certificate
versionintegerRequiredhas_morebooleanRequiredWhether another page follows
Errors
Every error is a problem document with a stable code. See Errors.
400401403404409412413422424429500503