The Opening Disclosure Policy object

Immutable bank-supplied agreement and E-SIGN text, exact product fingerprint and computed opening APY; an independent staff decision activates a dated revision.

Attributes

actorstringRequired

agreementstringRequired

agreement_versionstringRequired

apyobjectRequired

7 child attributes

assumptionsstringRequired

compoundingstringRequired

day_countstringRequired

days_in_termintegerRequired

methodstringRequired

reference_startstring · dateRequired

A business date, YYYY-MM-DD

yieldsarray of objectsRequired

6 child attributes

annual_rate_bpsintegerRequired

apy_high_percentstringRequired

apy_low_percentstringRequired

assumed_maximum_minorintegerOptional

maximum_balance_minorinteger or nullOptional

minimum_balance_minorintegerRequired

apy_assumed_maximum_minorintegerOptional

apy_reference_startstring · dateRequired

A business date, YYYY-MM-DD

decisionobject or nullOptional

4 child attributes

actorstringRequired

approvebooleanRequired

evidencestringRequired

recorded_atstring · date-timeRequired

e_sign_disclosurestringRequired

e_sign_versionstringRequired

effective_datestring · dateRequired

A business date, YYYY-MM-DD

expires_datestring · dateRequired

A business date, YYYY-MM-DD

idstringRequired

policy_evidencestringRequired

product_codestringRequired

product_sha256stringRequired

product_versionintegerRequired

recorded_atstring · date-timeRequired

revisionintegerRequired