Decide a loan in review
/loans/{id}/decideDecide a loan in review: an independent credit officer approves or declines it. decision is approve or decline; the actor is the verified credit officer, and the decision records them as decided_by. reasons are the principal reasons that officer states. A decline is an adverse action, which Reg B (12 CFR 1002.9(b)(2)) requires to state its principal specific reasons, so a decline carrying none is refused 400 validation_failed on reasons; at most 10 reasons, each at most 300 characters, and blank ones are dropped. The automated triggers that sent the file to review stay apart as review_reasons.
Path parameters
idstringRequiredHeaders
Idempotency-KeystringOptionalSend on every write that creates or changes money or state; a replay with the same key returns the original result with 200.
Body parameters
actorstringOptionaldecisionstringRequiredreasonsarray of stringsOptionalThe principal reasons; a decline needs at least one
Returns
200 OK
The Loan object.
Errors
Every error is a problem document with a stable code. See Errors.
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