Capture an immutable regulatory correction against its approved predecessor; dedicated staff scope and recent authentication
/lending-risk/targets/{kind}/{target}/revisionsRequires dedicated lending:monitoring:write or lending:risk:write staff authority and authentication within five minutes. Monitoring identities cannot also hold lending:write or operations:approve. kind is loan or facility. Corrections name the current approved previous_id; evidence remains immutable. Monitoring uses the 2026 FIG registry; fields use official 1-based field-number keys. No demographics enter underwriting. Risk grades name an evidenced scale/version and nonfuture effective date.
Path parameters
kindstringRequiredtargetstringRequiredHeaders
Idempotency-KeystringRequiredSend on every write that creates or changes money or state; a replay with the same key returns the original result with 200.
Body parameters
monitoringobject or nullOptionalCapture may be approved while collection is in progress, but only complete, reportable records enter a draft LAR export. Keys are the FIG's 1-based field numbers; explicit blanks are preserved and never replaced with invented codes.
8 child attributes
collection_evidenceobjectRequiredEvidence identifies the actual reviewed input, never an inferred geocode or identity.
2 child attributes
referencestringRequiredsha256stringRequiredfieldsobjectRequiredgeographyobject or nullOptionalGeography preserves the supplied census/assessment-area determination and its vintage. An outside-area result is distinct from an unassessed result.
9 child attributes
assessment_area_evidenceobjectRequiredEvidence identifies the actual reviewed input, never an inferred geocode or identity.
2 child attributes
referencestringRequiredsha256stringRequiredassessment_area_idstringRequiredassessment_area_versionstringRequiredcensus_tractstringRequiredcensus_vintageintegerRequiredcountystringRequiredgeocodeobjectRequiredEvidence identifies the actual reviewed input, never an inferred geocode or identity.
2 child attributes
referencestringRequiredsha256stringRequiredin_assessment_areaboolean or nullOptionalstatestringRequiredhmda_reportabilitystringRequiredReportable, not_reportable, undetermined
readinessstringRequiredIn_progress, complete
reportability_evidenceobjectRequiredEvidence identifies the actual reviewed input, never an inferred geocode or identity.
2 child attributes
referencestringRequiredsha256stringRequiredreporting_yearintegerRequiredschema_idstringRequiredprevious_idstringRequiredreasonstringRequiredrisk_gradeobject or nullOptional7 child attributes
classificationstringRequiredeffective_datestring · dateRequiredA business date, YYYY-MM-DD
gradestringRequiredpolicyobjectRequiredEvidence identifies the actual reviewed input, never an inferred geocode or identity.
2 child attributes
referencestringRequiredsha256stringRequiredscale_idstringRequiredscale_versionstringRequiredsourceobjectRequiredEvidence identifies the actual reviewed input, never an inferred geocode or identity.
2 child attributes
referencestringRequiredsha256stringRequiredReturns
200 OK
actorstringRequiredcategorystringRequiredcreated_atstring · date-timeRequireddecisionobject or nullOptional5 child attributes
actorstringRequiredapprovebooleanRequiredatstring · date-timeRequiredevidenceobjectRequiredEvidence identifies the actual reviewed input, never an inferred geocode or identity.
2 child attributes
referencestringRequiredsha256stringRequiredreasonstringRequiredidstringRequiredproposalobjectRequired4 child attributes
monitoringobject or nullOptionalCapture may be approved while collection is in progress, but only complete, reportable records enter a draft LAR export. Keys are the FIG's 1-based field numbers; explicit blanks are preserved and never replaced with invented codes.
8 child attributes
collection_evidenceobjectRequiredEvidence identifies the actual reviewed input, never an inferred geocode or identity.
2 child attributes
referencestringRequiredsha256stringRequiredfieldsobjectRequiredgeographyobject or nullOptionalGeography preserves the supplied census/assessment-area determination and its vintage. An outside-area result is distinct from an unassessed result.
9 child attributes
assessment_area_evidenceobjectRequiredEvidence identifies the actual reviewed input, never an inferred geocode or identity.
assessment_area_idstringRequiredassessment_area_versionstringRequiredcensus_tractstringRequiredcensus_vintageintegerRequiredcountystringRequiredgeocodeobjectRequiredEvidence identifies the actual reviewed input, never an inferred geocode or identity.
in_assessment_areaboolean or nullOptionalstatestringRequiredhmda_reportabilitystringRequiredReportable, not_reportable, undetermined
readinessstringRequiredIn_progress, complete
reportability_evidenceobjectRequiredEvidence identifies the actual reviewed input, never an inferred geocode or identity.
2 child attributes
referencestringRequiredsha256stringRequiredreporting_yearintegerRequiredschema_idstringRequiredprevious_idstringRequiredreasonstringRequiredrisk_gradeobject or nullOptional7 child attributes
classificationstringRequiredeffective_datestring · dateRequiredA business date, YYYY-MM-DD
gradestringRequiredpolicyobjectRequiredEvidence identifies the actual reviewed input, never an inferred geocode or identity.
2 child attributes
referencestringRequiredsha256stringRequiredscale_idstringRequiredscale_versionstringRequiredsourceobjectRequiredEvidence identifies the actual reviewed input, never an inferred geocode or identity.
2 child attributes
referencestringRequiredsha256stringRequiredreporting_yearintegerRequiredsha256stringRequiredtarget_idstringRequiredtarget_kindstringRequiredErrors
Every error is a problem document with a stable code. See Errors.
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