Create a facility

POST/facilities

Apply for a credit facility (revolving line, construction, letter of credit, factoring, floor plan, warehouse, merchant cash advance)

Headers

Idempotency-KeystringOptional

Send on every write that creates or changes money or state; a replay with the same key returns the original result with 200.

Body parameters

beneficiarystringOptional

borrowing_baseobject or nullOptional

BorrowingBase is a borrower's collateral certificate.

6 child attributes

base_amountintegerOptional

certified_atstring · dateOptional

A business date, YYYY-MM-DD

inventory_advance_bpsintegerOptional

inventory_amountintegerRequired

receivables_advance_bpsintegerOptional

receivables_amountintegerRequired

collateralstringOptional

credit_scoreintegerOptional

customer_idstringRequired

Example cust_2tVh8nqLxq4GbDe0K1F6S9zRcWm

guaranteeobject or nullOptional

Guarantee is a government guarantee on a loan or facility.

3 child attributes

guaranteed_bpsintegerRequired

numberstringOptional

programstringRequired

Sba_7a, sba_504, usda

limit_amountintegerRequired

monthly_debt_amountintegerOptional

monthly_income_amountintegerOptional

product_codestringRequired

purposestringOptional

settlement_account_idstringRequired

Example acct_2tVh8nqLxq4GbDe0K1F6S9zRcWm

term_monthsintegerOptional

Returns

201 Created

The Facility object.

Errors

Every error is a problem document with a stable code. See Errors.

400401403404409412413422424429500503

Request

curl -X POST 'https://api.dev.bank.corgi.com/facilities' \
  -H "Authorization: Bearer $TOKEN" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{
    "customer_id": "cust_2tVh8nqLxq4GbDe0K1F6S9zRcWm",
    "limit_amount": 10000,
    "product_code": "string",
    "settlement_account_id": "acct_2tVh8nqLxq4GbDe0K1F6S9zRcWm"
  }'

Response201

{
  "accrued_interest": "string",
  "accrued_posted_amount": 10000,
  "activated_at": "2026-09-17T14:30:00Z",
  "annual_rate_bps": 0,
  "available_amount": 10000,
  "beneficiary": "string",
  "borrowing_base": {
    "base_amount": 10000,
    "certified_at": "2026-09-17T14:30:00Z",
    "inventory_advance_bps": 0,
    "inventory_amount": 10000,
    "receivables_advance_bps": 0,
    "receivables_amount": 10000
  },
  "bucket": "string",
  "charged_off_amount": 10000,
  "charged_off_at": "2026-09-17T14:30:00Z",
  "converted_to_loan_id": "loan_2tVh8nqLxq4GbDe0K1F6S9zRcWm",
  "created_at": "2026-09-17T14:30:00Z",
  "currency_code": "USD",
  "customer_id": "cust_2tVh8nqLxq4GbDe0K1F6S9zRcWm",
  "days_past_due": 0,
  "decision": {
    "decided_at": "2026-09-17T14:30:00Z",
    "decided_by": "string",
    "dti_bps": 0,
    "outcome": "string",
    "payment_amount": 10000,
    "rate_bps": 0,
    "reasons": [
      "string"
    ],
    "review_reasons": [
      "string"
    ]
  },
  "draw_period_ends": "2026-09-17",
  "drawn_amount": 10000,
  "due_date": "2026-09-17",
  "expiry": "2026-09-17",
  "fees_due_amount": 10000,
  "guarantee": {
    "guaranteed_bps": 0,
    "number": "string",
    "program": "string"
  },
  "id": "string",
  "kind": "string",
  "last_statement": "string",
  "ledger_account_id": "lacc_2tVh8nqLxq4GbDe0K1F6S9zRcWm",
  "limit_amount": 10000,
  "minimum_due_amount": 10000,
  "nonaccrual_at": "2026-09-17T14:30:00Z",
  "owed_amount": 10000,
  "product_code": "string",
  "product_version": 0,
  "purchased_amount": 10000,
  "repayment_starts": "2026-09-17",
  "reserved_amount": 10000,
  "settlement_account_id": "acct_2tVh8nqLxq4GbDe0K1F6S9zRcWm",
  "status": "string",
  "terms": {
    "advance_bps": 0,
    "borrowing_base": false,
    "converts_to_product_code": "string",
    "curtailment_bps": 0,
    "curtailment_days": 0,
    "draw_period_months": 0,
    "expiry_months": 0,
    "factor_rate_bps": 0,
    "fee_bps": 0,
    "holdback_bps": 0,
    "interest_only": false,
    "inventory_advance_bps": 0,
    "max_days_on_line": 0,
    "min_payment_bps": 0,
    "min_payment_floor_minor": 0,
    "payment_due_days": 0,
    "receivables_advance_bps": 0,
    "recourse": false,
    "repayment_months": 0,
    "secured_by": "string",
    "type": "string"
  },
  "updated_at": "2026-09-17T14:30:00Z"
}