Observe retained signed scheme financial facts and unfinished accounting for bank close

Required date=YYYY-MM-DD is a nonfuture bank posting date. Verified cards staff read authority or exact svc_operations service with cards:read may observe retained non-rejected signed financial facts and prepared bank journals still missing durable completion. The result is a current observation, not a historical network feed reconstruction. Ready is false on applicable blockers or truncated inventory; at most 200 blockers return. External adapter completeness remains a separate close prerequisite.