Independently approve or reject the exact continuing policy proposal before it takes effect

Confidential elective continuing-activity SAR convention (FinCEN SAR FAQs, October 9, 2025, Questions 2 and 3): no separate post-SAR review is required, and a bank that elects the guidance files after a 90-day period with the deadline 120 calendar days after the previously related SAR filing. Dedicated compliance:filings staff authority; proposals need recent step-up, a future effective date after the current approved version and the exact approved base; a different reviewer approves the exact proposal before it takes effect. With no approved opt-in in force nothing is created. Database admission creates one immutable candidate when a production SAR activity is acknowledged and its authenticated transmission day falls under an elected policy: an initial report's period starts the next day, a native continuing report's the day after the period it continued; corrections, imported continuing activities and test acknowledgments create none. A candidate is not an obligation until a reviewed determination on the continued activity references it. Cursor paging over packet_id:sequence.